Payment Options

Insurance

We participate in Medicare and most of the major health plans. Because there are now so many plans, we cannot list them all. Feel free to call our insurance department to check on your specific insurance plan. 

Flexible Spending Accounts

Save up to 50% on laser vision correction

Thousands of companies now offer their employees this versatile – yet underutilized – benefit, sometimes referred to as a “flex plan” or “cafeteria plan.” A flexible spending account (FSA) can save you hundreds of dollars on medical bills and can be used to pay for laser vision correction. Depending on your tax bracket, using an FSA to pay for vision correction could save you up to 50 percent.

How It Works

Money set aside in an FSA escapes both federal and state income tax and also Social Security tax. By law, the maximum amount you can contribute to an FSA is $5,000, but most companies limit contributions to $2,000 or $3,000.

FSAs are not just a savings account. They save you money by decreasing the amount of taxes you pay. For instance, if you make $35,000 per year and pay 16% Federal Tax, 6% State Tax, and 7.65% FICA Tax, your total payroll taxes would be $10,377. However, if you contribute $3,000 to your FSA you would pay the same percent of taxes on only $32,000. This would give you net savings of approximately $900. The higher your tax bracket, the more you save.

How To Enrolls In An FSA

Check with your benefits manager at work to find out if FSAs are offered by your company. Employers open enrollment for FSAs only once a year. Some enroll in late fall and some in the spring. When your benefits manager sends out an enrollment form, fill it out immediately. You’ll probably only have a week or two to sign up. On the application, you'll need to decide how much of your salary you want deducted from each paycheck. This money will be deposited into your health care FSA. Most companies allow you to spend the money any time during the year, even when it has not fully accumulated in your account.

How It Works

If you’re thinking of setting aside money in an FSA so that you can save up to 50 percent on laser vision correction, request an appointment now to find out if you’re a candidate for the procedure. With FSAs laser vision correction will never be more affordable!

To learn more about the procedures we offer, visit the laser vision correction and eye procedures section of our website.

Corporate Discount Plan

Many of our local employers have negotiated an employee benefit with us for laser vision correction. This can result in substantial savings! We currently offer this benefit to employees of the following companies:

  • Brown Forman
  • Jefferson County Public Schools
  • Media Library Inc.
  • UPS
  • Indiana Kentucky Electric (Madison)
  • Hilliard Lyons
  • Census Bureau
  • Bell South
  • YUM!
  • Norton Hospital
  • MSD
  • North American Stainless (Madison)
  • Madison State Hospital
  • Dow Corning
  • Kings Daughters Hospital
  • Madison State Hospital

If your company is not on this list and you would like them to be, please have your employer contact us.

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